In today’s rapidly evolving healthcare and benefits landscape, staying informed is crucial for employers aiming to attract and retain top talent while managing costs. The 2025 Employee Benefits Market Outlook Report by Alera Group is here to provide you with critical insights that can help your organization navigate these challenges effectively.
Introduction
We often hear from our clients how much industry trends can have an impact on their employee benefits programs. The rising cost of prescription drugs, an increasing need for mental and behavioral health services, and the overall cost to remain healthy are just some of the challenges that are top of mind for many employers.
Our biannual Employee Benefits Market Outlook dives into these trends and their impact on the insurance market, your employee benefits program and your bottom line. The report also provides strategies and tips for how you can work with your Alera Group consultant to address these challenges.
We invite you to consider the Employee Benefits Market Outlook your roadmap for what’s on the horizon for 2025 and for how you can prepare to navigate the curves ahead.
Key Findings from the 2025 Report
This year’s report sheds light on several important trends and data points:
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Despite inflation cooling, healthcare spending is outpacing GDP and continuing to drive premiums, as employers turn to self-funding and Captives to help contain costs.
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The demand for expensive GLP-1 medications for weight loss and specialty medications for chronic conditions continues to impact employers, as the role of pharmacy benefit managers (PBMs) in pricing and contracts is gaining scrutiny.
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Employers are responding to the increased need for mental and behavioral health services, yet some employees are reluctant to access these services due to fear and stigma.
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An increasing interest in women’s health has uncovered a profound gender gap between women’s health coverage and spending.
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Americans are working longer in life, increasing the span and complexity of a multi-generational workforce as employers turn to voluntary benefits to fill the gaps and contain costs.
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Investments in AI and big data continue to grow and influence the future of employee benefits and HR technology, as employers embrace these advancements.
Why Download the Full Report?
This report is an invaluable tool for any organization looking to stay competitive in the marketplace. It not only provides a comprehensive overview of current trends but also offers detailed benchmarks that can help you evaluate your own benefits strategy. Whether you're considering a shift to self-funding or looking to expand your supplemental offerings, the insights from this report can guide your decisions.
Don’t miss out on these essential insights. Download the full 2025 Employee Benefits Market Outlook Report today to ensure your benefits strategy is aligned with the latest trends and best practices.